Small Business Administration Disaster Loans

The U.S. Small Business Administration (SBA) can make federally subsidized loans to repair or replace homes, personal property or businesses that sustained damages not covered by insurance. The Small Business Administration can provide three types of disaster loans to qualified homeowners and businesses:

  • Home Disaster Loans are applicable to homeowners and renters to repair or replace disaster-related damages to home or personal property.
  • Business Physical Disaster Loans are applicable to business owners to repair or replace disaster-damaged property, including inventory, and supplies.
  • Economic Injury Disaster Loans provide capital to small businesses and small agricultural cooperatives to assist them through the disaster recovery period.

For many individuals the SBA disaster loan program is the primary form of disaster assistance. Click to learn how to apply for SBA disaster loan assistance.